Evans
Insurance Agency, Inc.An independent approach to automobile insurance
(NAPS)—Many consumers are finding they can drive down the cost of
car insurance—and the time it takes to select the right policy— by
contacting an independent insurance agent or broker.
Because they represent many different insurance companies,
independent agents have the flexibility to review rates and coverage
from competing carriers and get you the best deal. Plus, they can
offer affordable protection for your home, business and other
assets. So rather than spending hours gathering quotes from various
companies, you can get it done with one simple call or visit to your
independent agent or broker.
If you’re thinking of contacting an independent agent, here are a
few things to consider:
What’s your lifestyle? Many factors determine auto insurance rates,
not just vehicle year, make and model. Companies also look at
information about you. If you’ve recently moved, gotten married, had
a birthday or experienced a similar life milestone, mention this to
your independent agent or broker. You may be eligible to save money
on your car insurance.
Sweet 16 doesn’t have to be sour. Having a new teenage driver
usually means the auto insurance bill will go up, but there are ways
to save. An independent agent or broker can find them for you.
How old is your car? You don’t always need the same level of
physical damage coverage on older cars as on newer ones. If you
drive an older car, your independent agent or broker can advise you
what level of coverage
makes the most sense. If you want to keep your physical dam-age
coverage, consider raising your deductible—that could save you money
each year, too.
•Save money on the fun stuff. If you have a motorcycle, boat, RV or
other “toy,” you might save money by having it covered by the same
company that insures your car. Talk to your independent agent or
broker about it.
You may also want to consider separating your homeowner’s policy
from your car insurance policy. Bundling your homeowner’s policy
with your car insurance doesn’t always save you money. It may, but
have your independent agent look at separating the policies— the
discount you may have gotten for keeping them together may be
outweighed by the lower price another company might have for your
car insurance.
To learn more or to find an independent agent or broker, visit
progressiveagent.com.
Did You Know?
Bundling your homeowner’s policy with your car insur-ance doesn’t always save you money. It may be wise to have an independent agent look at separating the policies. The discount you got for bundling may be outweighed by a lower competitive price. To learn more or to find an inde-pendent agent or broker, visit progressiveagent.com.